Grandparents or other family members stepping in to care for a child often find that this places a significant strain on household resources.

The arrival of a child in your household is likely to create immediate one-off expenses – items such as a bed, stairgate or pushchair. Then there are the ongoing expenses including food, clothing, toys and school related costs.

The arrival of a young child in the household can also cause a reduction in your household’s income.  You may find that you have to give up work or reduce your hours.  You may have to use savings you had set aside for retirement.

Shortage of money and worry about your finances can place stress and strain on everyone in the family. However, there is help and advice available if you are in this situation.  You may be entitled to claim benefits if you are on a low income. You can also get advice and help if you are worried about debt.

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